Designation : Credit Analyst
Job Description : Company Overview: Affinity Global Services Private Limited is a leading organization specializing in financial services and solutions. We are dedicated to delivering comprehensive and innovative financial products to meet the diverse needs of our clients. Our commitment to excellence and customer satisfaction sets us apart in the industry. Position Summary: We are seeking an experienced and proficient Credit Analyst to join our team in Kolkata. The ideal candidate will have a minimum of 4 years of proven experience in a similar role, demonstrating expertise in analyzing credit data and assessing risk. This role requires strong analytical skills, attention to detail, and the ability to make informed credit-related decisions. Key Responsibilities: Assess creditworthiness of individuals or businesses by analyzing financial information, credit reports, and other relevant data. Evaluate loan applications and determine the level of risk associated with extending credit. Conduct thorough financial analysis and prepare comprehensive credit proposals. Review and interpret financial statements, cash flow, and credit history to make informed credit decisions. Monitor credit limits, payment terms, and ensure compliance with established policies and procedures. Collaborate with internal teams to provide recommendations and support credit-related decisions. Maintain accurate records and documentation of credit evaluations and decisions. Qualifications and Skills: Bachelor's degree in Finance, Accounting, Economics, or related field. Minimum of 4 years of experience in a Credit Analyst role or similar capacity. Proficiency in financial analysis, credit risk assessment, and evaluation techniques. Strong analytical and problem-solving abilities with attention to detail. Excellent communication and interpersonal skills. Ability to work independently and efficiently manage workload. Familiarity with relevant software and tools for credit analysis. Benefits: Competitive annual CTC ranging from 4 to 7 Lakhs. Opportunity to work in a dynamic and professional environment. Career growth prospects and professional development opportunities. Comprehensive benefits package as per company policies. Exposure to diverse financial scenarios and challenges.
Job Location : Kolkata
Role :
Credit Analyst
CTC : ₹400,000 P.A. - ₹700,000 P.A.